Products and services

National Bank Financial offers a wide array of products and services to help you achieve your financial goals.

myWEALTH Program

It is not always easy to find straightforward, personalized advice on managing your wealth with clearly identified management fees. Our myWEALTH program offers exactly that! It also enables your advisor to incorporate every aspect of wealth management into a comprehensive service offering.

This program replaces the conventional per-transaction, commission-based way of paying for advice and transaction execution with a fee schedule using a predetermined rate that is transparent, predictable and tailored to your specific needs.

You can choose from two approaches:

  • myWEALTH - Advisory: We supply unbiased advice and make recommendations on managing your wealth and then implement the decisions you ultimately make.
  • myWEALTH - Managed: You give a mandate to your professional portfolio manager who, in line with your investor profile, restrictions, constraints and investment objectives, will handle all of the necessary decisions involved in the day-to-day management of your portfolio on your behalf.
myWEALTH - Advisory

What are the benefits of this approach?

  • Common goals: Having predetermined fees puts you and your Investment Advisor on the same side of the table, focusing on the same objective: growing your wealth.
  • Tax deductible: All or part of your myWEALTH - Advisory fees may be deductible for income tax purposes. Consult your tax specialist for more information.

What makes myWEALTH - Advisory unique in the industry?

We have taken great care to create an innovative program and build in numerous advantages, taking it to a whole new level in terms of your ability to personalize the offering to your own needs. Our myWEALTH - Advisory program provides you with multiple options:

  • Family pricing: Include your direct family members (spouse, parents, children) in an aggregate family pricing schedule.
  • Automatic fee reductions: Enjoy automatic fee reductions when your assets with us hit certain thresholds.
  • Flexibility and transparency: Choose between two distinct, flexible, transparent fee structures to match your preferences:
    • The “All-Inclusive” option offers absolute predictability with no predetermined trade limit*.
    • The “A la carte” option combines Investment Advisor advice with low transaction execution charges, giving you the benefit of one of the most flexible pricing schedules in Canada.

The numerous innovative features of myWEALTH - Advisory coupled with its high degree of flexibility and unique scope for personalizing the program to your needs put it in a class of its own within the industry. To begin to benefit from all of these advantages, please contact your Investment Advisor.


* The “All-Inclusive” option of our myWEALTH - Advisory program has been designed with the needs of long-term investors in mind. We reserve the right to restrict access to this option to avoid it being used for short-term speculative purposes.

myWEALTH - Managed

What are the benefits of this approach?

  • Common goals: Having predetermined fees puts you and your Investment Advisor on the same side of the table, focusing on the same objective: growing your wealth.
  • Access to professional management: By working with a portfolio manager, you benefit from the expertise of a professional mandated to make the best decisions for you without requiring your prior approval on every transaction.
  • Tax deductible: All or part of your myWEALTH – Managed fees may be deductible for income tax purposes. Consult your tax specialist for more information.

What makes myWEALTH - Managed unique in the industry? 

We have taken great care to create an innovative program and build in numerous advantages, taking it to a whole new level in terms of your ability to personalize the offering to your own needs. Our myWEALTH - Managed program provides you with multiple options:

  • Family pricing: Include your direct family members (spouse, parents, children) in an aggregate family pricing schedule.
  • Automatic fee reductions: Enjoy automatic fee reductions when your assets with us hit certain thresholds.
  • Flexibility and transparency: Choose between two distinct, flexible, transparent fee structures to match your preferences:
    • The “All-Inclusive” option offers absolute predictability.
    • The “A la carte” option combines Investment Advisor advice with low transaction execution charges, giving you the benefit of one of the most flexible pricing schedules in Canada.

The numerous innovative features of myWEALTH – Managed coupled with its high degree of flexibility and unique scope for personalizing the program to your needs put it in a class of its own within the industry. To begin to benefit from all of these advantages, please contact your Investment Advisor.