Gerardo's Advice for Life

January 6th, 2025 by Gerardo Cappelli

a group of teenagers sitting in front of a window all looking at their cell phone

What to know before co-signing a loan or mortgage

Co-signing a loan helps someone - often a loved one - qualify for a loan when they may not qualify on their own.  Parents often feel like they are providing financial support for their children or other family members when they co-sign, but it is important to understand the impact this could have on your credit and relationship.

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Asset Allocation Strategy - January Edition

This January edition, the CIO office is looking back on key events of 2024 through 10 charts.  Some of the charts reflected are the above average gains, significant outperformance of some US equities, strong economy, rise in the US unemployment rate and of course the victory of Donald Trump.

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Why running slowly may be better for your heart

It's that time of year again where we make a new year's resolution to start exercising.  For some, the thought of a high intensity workout to benefit your health is too daunting.  But evidence is now suggesting that regular slow runs or rowing or swimming has more health benefits.

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2025 TFSA limit 

For 2025, the TFSA limit is $7,000. If you would like to make your TFSA contribution for the new year or you are not sure if you should be making an RSP or FHSA contribution instead, email us at CappelliTeam@nbc.ca

 

RSP, TFSA or FHSA

 

 

 

 

25 Coolest Outdoor Skating Trails in Ontario

Most people know that Ottawa's Rideau Canal is turned into a gigantic outdoor skating rink in the winter but across Ontario, there are many beautiful outdoor skating destinations.  This list includes everything from Rideau Canal, to the Bentway in Toronto (under the Gardner!) to night skates through a forest. 

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Winterlicious 2025 - Jan 31st - Feb 13th

Eating out in Toronto is getting more expensive every year.  For two weeks, during Winterlicious, we can try new restaurants in Toronto that offer a 3 course prix fixe menu for a reasonable price.  Check out the participating restaurants

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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