Gerardo's Advice for Life

July 6th, 2024 by Gerardo Cappelli

A low angle side view of group of friends who are students in the common room having a meal on the couch

Underconsumptioncore is GenZ's Newest Trend

I don't go on TikTok, but apparently there is a new trend of young people pushing back against consumerism.  They are embracing minimalism and sustainability - underconsumptioncore.  As cost of living is increasing, GenZs are struggling with financial anxiety and add to that environmental concerns, underconsumptioncore is something that is empowering.

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Asset Allocation Strategy - July Edition

With three more months before the US presidential election, it seems like there is yet to be a clear winner.  In 2016, investors seemed nervous about a Trump victory but the opposite seems true today.  For financial markets the months leading up to the election have increased volitility,  Regardless of who wins, they inherit many challenges.

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Data Privacy Tips Digital Security Experts Wish You Knew

I am constantly getting scam texts and email messages from senders pretending to be CRA, UPS, Rogers or a bank.  These are overt attempts at having us give them our personal information.  However, there are other ways that our information is leaked.  Here are some tips to protect your data privacy and improve your smartphone security.

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RESP - What If Your Child Doesn't Continue Their Education

Clients have contacted us wondering what to do with the RESP when their children do not go on to college or university.  Or more often, their children are all done their post-secondary school and there are still funds left in the RESP.  You may be able to roll it into an RSP or RDSP.  

 

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The Ex - Canadian National Exhibition

At our house, the Ex is a love/hate thing.  My younger son and I love going to the Ex.  Neither of us go on any rides but we enjoy being immersed in the enthusiasm.  Of course no trip to the Ex is complete without a stop at the food vendors and this year one of our favourite food trucks will be there.

Let' Go to the Ex

 

Bucket List Hiking Trails in Ontario

I must admit, this summer my obsession is golf.  Hoever, when I look at this list of beautiful hiking trails around Ontario, I think I really need to put aside some time to take advantage of these gorgeous parks.  This list includes easy family hikes to challenging full day hikes with suspension bridges over waterfalls!

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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