- Investor Profile: You want to preserve your capital or establish a source of periodic income to finance ongoing expenses. You do not find the stock market very attractive because of its volatility, but you are not against the idea of investing a small part of your portfolio in stocks, mainly to counteract the effects of inflation. Your tolerance for risk is very low.
Solutions designed to meet your needs
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Simplifying your life
Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.
Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.
Our purpose
The Douglas Macdonald Wealth Management team guides families and individuals to find lasting financial peace. Our team believes being patient and acquiring high-quality investments within strategically constructed portfolios are the keys to long-term financial success.
Our Investment Approach
Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support. Our practice aims to:
Understand – A better understanding means better planning. Our team is dedicated to thorough client discovery.
Plan – Create a plan or modify your current one to assist you to reach your objectives.
Act – Work with our team to find the all-encompassing wealth management solution that best fits your needs.
Monitor – Fully review your plan on an annual basis with our advisory team and adapt it to any changes in your situation.
Our Services
By choosing National Bank Financial and Douglas Macdonald Wealth Management as a partner in your financial success, you can count on receiving expert, unbiased advice to help you make the right decisions. We are professionals with solid credentials and relevant industry experience. With our help, you will gain access to a wide range of products created to meet your need, depending on your financial objectives.
Our team can help you properly diversity your portfolio and identify solutions that correspond to your needs, objectives and risk tolerance.
From the outset of our relationship, you will benefit from our support to help you manage your assets. Together, we will determine your objectives and your investors profile by looking at what you want to do with your money and your time horizon.
By working with our team, you can be sure your wealth is being closely monitored. We will undertake regular rebalancing of your portfolio and will contact you to take stock.
Taxation of Investments
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. We can refer you to professionals you can trust to establish solid tax strategies.
Investor Profile Type
- Investor Profile: On the whole, you want your portfolio invested in fixed-income securities. Although you can tolerate limited volatility to ensure that your assets will grow, you prefer having a portfolio consisting mainly of fixed-income investments for reasons of stability. Your tolerance for risk is low.
- Investor Profile: You give equal weight to income and capital growth. You can tolerate moderate volatility to ensure the growth of your capital, but you prefer having a portfolio with a significant exposure to fixed-income securities for reasons of stability. Your tolerance for risk is average.
- Investor Profile: Your main goal is capital growth. Although you can tolerate greater volatility in order to increase the value of your assets, you are not prepared to invest your entire portfolio in stocks. Your tolerance for risk is high.
- Investor Profile: You want to maximize the eventual return on your capital by investing all or most of your portfolio in the stock market. In doing so, you accept higher volatility of your investment returns in the hope that these returns will ultimately be higher. Your tolerance for risk is very high.
