Meet our team

John has over 25 years of investment management experience and his dedication to each and every client drives the team’s efforts to exceed expectations.  Using his extensive training and experience, in conjunction with the widest array of investment tools and products, he delivers competitive results in all market conditions.  John received his Masters of Business Administration (MBA) from the University of Manitoba.  He has earned the Personal Financial Planning (PFP) and Chartered Investment Manager (CIM) designations, he can trade options and is a Portfolio Manager.  He is a member of the Insurance Council of B.C. and is accredited for general, life, accident and sickness insurance.  He is a Fellow of the Canadian Securities Institute (FCSI) – a designation reserved for financial services professional who have met the highest standards for advanced education, industry experience and ethical conduct.  John is married and has two children and seven grandchildren.  He enjoys outdoor activities and time with family.

Todd draws on his diverse background in investment management to simplify the complexity of financial markets and help clients make intelligent financial decisions.  Todd has worked in finance for more than 20 years, holding senior roles across the Canadian investment industry.  Prior to joining National Bank Financial, he worked with a large investment advisory practice at Scotia Mcleod and was Vice President of HSBC’s Portfolio Advisory Group.  Todd received an Economics degree from the University of British Columbia (B.Econ), is a Chartered Investment Manager (CIM), and has earned the Portfolio Manager designation after meeting the rigorous academic and experiential standards.  He is able to invest in options strategies.  Todd enjoys biking, skiing and outdoor life with his wife and two children.

Debbie Hoyland is a Senior Wealth Associate with the Edwards-Knutson Wealth Advisors team. Her career with National Bank Financial spans more than 18 years, working in both our Kelowna and Vernon branches. Debbie has completed the Canadian Securities Course and Conduct & Practices Course and is fully licenced to trade securities. She oversees all administrative functions for the team, including deposits and cash transfers, tax reporting, estate settlement and client scheduling.  As an expert in administrative systems and processes, Debbie has an extensive understanding of the intricacies of portfolio administration, including those related to regulatory issues and complex accounts and takes pride in ensuring each client receives the care and attention they deserve.  In Debbie’s spare time she enjoys paddleboarding, cross country skiing and all that the beautiful Okanagan has to offer! 

Karly Wager is an Associate with the Edwards-Knutson Wealth Advisors team. She has been employed with National Bank Financial for more than 10 years and works closely with Debbie Hoyland handling administration, specializing in account opening and documentation management. Since starting her career she has worked in a variety of roles which gives her a broad understanding of the business and is recognized for her professionalism and work ethic.  With her significant experience and commitment to service, Karly strives to provide the highest level of client satisfaction.