- Needs and Investment Analysis
- Asset Allocation
- Retirement Planning
Solutions designed to meet your needs
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Simplifying your life
Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.
Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.
Our purpose
Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs.
Our approach
Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support.
Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals.
Guiding Principles
- Separately Managed Accounts – Ambassador (Fee-based Account)
- Partnership (Fee-based Account)
- Wrap Accounts
- Mutual funds
- Exchanged Traded Funds
- Discretionary and Non-Discretionary
- Fixed Income
- Equities
- Structured Notes
- Options and Futures
- Life Insurance
- Disability Insurance
- Critical Illness and Long-Term Care Insurance
- Registered
- Non Registered
- Locked in Plans
- Margin
- Discretionary and Non Discretionary
- Non Registered
- In trust
- Inter Vivos
- Testamentary
Investment Solutions
Ambassador is a personalized portfolio service offering access to elite, third-party money managers from around the world. Greater customization, tax efficiency, and transparency are but some of the benefits of this portfolio.
Partnership offers you a different approach to the traditional commission-based relationship. Unlike a typical brokerage account that charges a fee for every transaction, this account offers a single, all-inclusive fee linked to the value of your portfolio.
The Discretionary Program is designed to meet the needs of investors interested in assigning the day-to-day management of their portfolio to their own personal Portfolio Manager. It is ideal for those whose schedules, lifestyles or preferences require a more hands-off approach.
National Bank Financial is an indirect wholly-owned subsidiary of
National Bank of Canada which is a public company listed on the
Toronto Stock Exchange (NA: TSX). The particulars contained herein
were obtained from sources we believe to be reliable, but are not
guaranteed by us and may be incomplete. The opinions expressed are
based upon our analysis and interpretation of these particulars and
are not to be construed as a solicitation or offer to buy or sell,
the securities mentioned herein. National Bank Financial may act as
financial advisor, fiscal agent or underwriter for certain companies
mentioned herein and may receive remuneration for its services.
National Bank Financial and/or its officers, directors,
representatives or associates may have a position in the securities
mentioned herein and may make purchases and/or sales of these
securities from time to time on the open market or otherwise.
Our Process
Identify Financial Needs and Establish Goals
- Ask questions and listen. Determine how the client feels about investing.
Develop Personal Investment Strategy
- Investors generally need help with asset allocation decisions. They want to understand what to expect in the stock and bond markets. At this stage we determine what is necessary in order to create a complete financial plan. E.g. Insurance, Estate Planning, Charitable Giving.
Establish an Investment Policy Statement
- Investors should develop a customized plan to meet their long term investment objectives.
Implementing the Plan
- Investors need assistance in selecting the right investments and the right money managers to meet their needs.
Maintaining client Objectives and Reaching their Goals
- Provide a regular quarterly and yearly review. Investors want to know if they are on track with the financial goals. Clients want accountability.
Service, Communication and Commitment
- Clients want to know that their objectives are on track. My role is to limit surprises. For example, assess if their portfolio is performing and if the securities or Money Managers are living up to expectations.
Presentation
Experience, Accountability, Integrity, Informed Advice, Consistent Communication and Exceptional Personal Service
I am a Senior Wealth Advisor & Portfolio Manager with National Bank Financial, with over 25 years experience. I create customized financial solutions for high net worth clients and their families. I view my role as that of a CFO reporting to you, the CEO of your family.
My Beliefs Regarding Your Investments
I believe that the individual investor has significant advantage over institutional portfolios which lack by their very nature are slow to react and constrained by their size.
I believe that the bulk of the investment products available to the individual investors are too expensive and fail to deliver the forecast results.
I believe that prudent diversification and a flexible asset allocation are the cornerstones in risk reduction, however, a "buy and hold" philosophy is no longer valid in these volatile markets.
I believe that a successful investment plan requires realistic expectations and a means to evaluate progress towards stated goals.
I believe that my team is equipped with the experience and tools to deliver a service experience that will exceed your expectations.
What makes us unique
- On a company level I can access the strengths of the National Bank Financial brand and resources.
- My business beliefs and financial process create unique solutions for my clients.
- I am a Portfolio Manager who offers proprietary discretionary instrument structures..
- On a personal level I am:
I. Accountable – I stand behind my business which includes
all portfolio decisions.
II. Trustworthy – Trust is
earned over time. I develop long-term relationships with clients
because of my high moral standards, integrity and character.
III. Consistent – I always follow through.
- I understand the value of truly knowing my clients. This underpins all my solutions for them. I have a clear concise process that addresses any financial concern. My high standard of care and discipline provides the foundation for any financial event my clients encounter.
- I aim to give clients peace of mind and simplify their financial concerns. I am supported by my associate, Sabrina Vashistha and she is instrumental in organizing client’s affairs and facilitating client service and satisfaction.
- The end goal is to protect and increase wealth.
