Solutions designed to meet your needs
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Simplifying your life
Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.
Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.
Our purpose
Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs.
Our approach
Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support.
Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals.
Investment Philosophy
The heart of our investment philosophy can be summed up in one word – Diversification. Investing is like many other things in life – it's preferable to focus on what you can control than on what you can't. Investment returns are dictated by financial markets which are largely unpredictable over the short term, but investment risk is something which one can control – and the way to do so is with diversification.
We first start by ensuring proper diversification between the major asset classes – the weighting of which will be determined by your risk profile and investment objectives. Within each asset class, we ensure that there are enough securities to reduce the individual risk associated with any one. For equities, we try to ensure representation from each of the major economic sectors, picking the best opportunities from around the world. On the fixed income side, we stick to triple A credits, generally government issues to ensure maximum liquidity, making small adjustments to duration using Canada's broad-based government bond index as a benchmark. For taxable accounts, we also include preferred shares in our fixed income holdings for tax efficiency. For smaller accounts, to achieve this level of diversification we usually use a careful selection of mutual funds. Finally, when appropriate, we will include a small portion of alternative investments benefit from the negative correlation that this asset class gives.
Services
We provide a wide range of wealth management services and solutions: financial planning, investment, retirement, estate planning, risk management, and tax planning. We are a one-stop shop with in-house expertise on all of these areas.
In the wealth management process, we will first seek to understand your goals and objectives. We will then assess your current financial position, tax situation, investment time horizon, and risk tolerance. These are important steps in developing a diversified, appropriate portfolio that matches your individual investment needs to securities that can fulfill them.
Our services include the following:
- Provide advice on your financial matters, and keeping you up-to-date on current market conditions
- Frequent portfolio reviews to ensure your financial objectives are met
- Clear and simple research is readily available to you in any specific area of interest
- Information Seminar Events that give you access to topical and important investment concepts and opportunities.
- Customize your financial plans to help you achieve your goals.
