Our services: wealth management, portfolio management and more | National Bank Financial

Solutions designed to meet your needs

Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.

Simplifying your life

Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.

Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.

Our purpose

Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs.

Our approach

Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support.

Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals.

Value Statement

Our investment management process is based on value investing. We consider the margin of safety
as a cornerstone of long-term financial performance

We also bring full-service value to our client experience. Our team is there to ensure that clients are informed and educated. We ensure that there is constant communication with our clients through our weekly market update emails, mid-year performance reports and client reviews.

It is our belief that value investing is the best methodology to help clients reach their financial goals.

Your interest is at the forefront of our investment decision.
We understand the trust clients place on us and the fiduciary duty this entails.
Our Wealth Management Process is easy to understand, customized to your individual needs and is proven to help our clients achieve their goals.
The client always comes first and we always have our clients’ best interest.

Wes McComb has been with NBF for over 25 years coupled with NBFs over 110 years in the industry, they have developed a long-standing partnership which is mutually rewarding.

The stability and financial strength of NBF provides Wes McComb with the entrepreneurial spirit to
service and manage his clients wealth in their best interest.

Someone is always available to answer any questions or provide you with assistance during business hours.

Our longevity means you can count on us to be there for you when you need us.

Our Beliefs

We get to know you andyour overall financial situation, which allows us to maintain a long andmutually beneficial relationship.
Our knowledge provides youwith comfort to have a trusted advisor who knows your unique situation andultimately creates peace of mind.
Our client service processallows us to know about your individual situation and allows you to beconfident that we understand your goals.
One of our trusted teammembers is always available to help you through any situation.

Transparency on investments:
• You will know what you areinvested in and recognize the names of the companies that are in your portfolio.
Transparency on fees:
Our fees are clear andfront and center on your monthly Statements
Being transparent allowsyou to develop a trusted relationship with us. By knowing what we aredoing and why will allow you to do the things you want to do.

We believe in performancewith reasonable risk to have your money working for you.
Through our investmentmanagement process, we can provide you with returns that make it possibleto achieve your life goals possible.
You will be updatedregularly on how your portfolio is performing. One of our most important jobsis to ensure you do not make bad decisions during emotional times. As therewill be turbulent times in the future, the comfort of knowing we are here tohelp and guide you through difficult times will allow you to have peace of mind.

As investors accumulatemore wealth, protecting that wealth becomes a much higher priority. By properdiversification, geographically, by sector and asset class, we can help clientsreduce volatility. Once you understand how your portfolio is constructed andthe importance we place on ensuring your money is well invested will allow youto sleep better at night.

We consider our feestructure to be an integral part of our service offering to our clients. Weoffer a competitive, transparent fee that aligns our client’s interests withours. A fee-based platform provides incentive for your wealth management teamto have your money grow. We want your money to grow because as we help youreach your financial goals, we are compensated for doing a good job for you. Areasonable fee allows us to offer holistic wealth management, which we consideressential to helping us know you and provide you with the best advice. Thisallows us to know you and your situation better, which ensures that during theinevitably volatile times that we understand you and have your interest in mind.

Investment Policy

Portfolio Overview

Our portfolio is based on a value driven, bottom-up investment process. We attempt to identify companies that provide better valuations that currently available in widely held stocks indices. We focus on growth and potential growth in cash flow and earning for the stocks we invest in. The portfolio will maintain a Canadian content limit so it will always be Registered Account eligible.

Investment Objectives

Capital growth with reasonable risk will be the primary objective of the portfolio so for clients with balanced and conservative portfolios, cash, bonds and/or preferred shares will be selected in addiction to the McComb Value Basket Portfolio.

Management Style

The management style of the basket will be one of providing capital appreciation by investing in blue chip corporations. The basket will have a minimum of 70% of the portfolio in buy and hold blue chips and maximum 30% in shorter-term opportunities. The portfolio is designed for investors with a long-term investment horizon (five years or more).

Client Service Agreement

Understand, Plan, Act and Monitor

Throughout our relationship, we will:

Take the time to get to know you(discovery meeting).

Undertake or perform a detailed analysis of your current situation.

Understand and identify your needs and concerns to help you set objectives and priorities.

Recommend solutions that are tailored to your needs.

Establish an action plan and the steps to take, with your priorities in mind.

Design a personalized plan for your retirement and investment needs.

Assist you in your decision-making regarding estate planning and settlement.

Monitor changes in your personal, financial and economic situation, to affirm the proposed

solutions continue to suit your objectives.

Entrust your file to your designated financial advisor, or refer you to an advisor who will monitor your situation as it evolves.

Services and Products

Several factors must be considered before selecting an investment solution or vehicle. We will help you choose the appropriate investment solution and ensure your assets are diversified according to:

Your goals
Your priorities
Your investment horizon
Your risk tolerance

National Bank Financial - Wealth Management is a full service investment dealer. This means that, to help you reach your goals, our team can draw on the full range of investment vehicles, including:

Money market securities
Short-term GICs, treasury bills, etc
Fixed-income Securities
Longer-term GICs, bonds, strip coupons, preferred shares, etc
Equities, common shares, warrants, rights, etc
Derivatives, options, futures, etc
Structured products, principal-protected notes, etc.
Mutual funds
Discretionary portfolio management products.

Our services can be tailored to your degree of knowledge and comfort with investing. Management of your portfolio can be delegated, in whole or in part, or you can play an active role.