Our services

Optimising your investment strategy

• We recommend a combination of asset management, to maximise the risk/return ratio of the portfolio, and passive management. This has the advantage of lower transaction costs and close tracking of a stock market index.

Benefit from a full range of investment vehicles, coupled with optimised tax treatment

• Geographic diversification through investments in high-quality Canadian, U.S. and global securities offer a steady dividend and promising long-term growth potential.
• A variety of investments at the sector level, including: money market, fixed income, equities, mutual funds and exchange traded funds. ¹

Planning for you and your loved ones

• A process to define and manage the terms of your estate through a variety of tools depending on your situation and needs: establishment of general power of attorney and delegation of authority, updating of wills, trust administration and fiduciary expertise.

Passing on your legacy

• Optimization and tax planning of the transfer of your estate through various strategies: recommendation of donations and philanthropic formulas related to your passions, efficient use of life insurance, consulting expertise in estate administration. ²

Planning to achieve your dreams

• A structured approach, whether you are a business or an individual, to build a financial action plan to achieve your life goals.
• An evaluation of your current and future financial situation, in collaboration with our experts, who will analyse your assets, income and expenses, enabling us to determine the strategies to be implemented. ¹

Optimising the taxation of your investments

• Rely on fixed income investments in registered plans.
• Focus on investing in growth securities in non-registered accounts, corporations and trusts because of their favourable tax treatment.

Discover strategies to reduce your tax burden

• Develop customized strategies based on your financial situation to reduce the impact of taxes on your investments.
• The goal: to do more with the same money by optimizing your portfolio. ²

Contribute to the general welfare of the community

• A tax framework to support the arts, health, education or any other cause of one's choice.
• An individual citizen's contribution is offset by a tax break.

Determining the right philanthropic formula

• Donation to a recognized charity.
• Using a public or private foundation to structure a lasting contribution to one or more charities.

Benefit from the exclusive privileges of the National Bank's banking offer

• Banking solutions, financing, mortgage, travel benefits and medical assistance services.
• The most competitive fixed monthly service fees.

Anticipating financial losses due to life's unexpected events

• An appropriate product to manage situations of death, disability, serious illness or loss of independence.
• An analysis of your insurance portfolio, in collaboration with our specialists, will enable us to offer you a detailed solution adapted to your situation. ³