Solutions designed to meet your needs
There’s more to building wealth than investing money. You also need to establish a thorough and realistic plan to carry out your projects through the years.
We are committed to advising you in all areas of your financial
wealth. Supported by a team of experts, our advisors will provide
integrated solutions for all your wealth management needs.
Simplifying your life
Portfolio management
Portfolio management consists of investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Financial planning
Good financial planning includes a comprehensive and objective analysis of your financial situation as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
Tax planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, yo can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to professionals you can trust to establish a solid tax strategy.
Estate planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Insurance products and annuities
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Wealth Planning Process
An investment plan
Different investments – such as stocks and bonds – help investors achieve different objectives. By understanding your tolerance for risk and both short- and long-term objectives, an appropriate blend of assets for your portfolio can be determined.
A retirement plan
Each person has a vision of the perfect retirement lifestyle. A retirement plan takes into consideration your current situation, tolerance for risk, and anticipated income requirements. It also outlines how your perfect retirement might be achieved. It will detail the tax efficient strategies you may have at your disposal, and when it might be appropriate for you to retire.
An estate plan
An estate plan provides a comprehensive analysis of the strategies that will need to be implemented if wealth is to be preserved and passed along to heirs in the most tax-efficient manner possible. The process includes a review of any current wills, trusts, assets, liabilities, and insurance coverage
Several factors must be considered before selecting an investment solution or vehicle. We will help you choose the appropriate investment solution and ensure your assets are diversified according to:
- your goals
- your priorities
- your investment horizon
- your risk tolerance
National Bank Financial – Wealth Management is a full-service
investment dealer. This means that, to help you reach your goals,
your Wealth Advisor can draw on the full range of investment vehicles,
including:
-
money market securities
short-term GICs, Treasury bills, etc. -
fixed-income securities
longer-term GICs, bonds, strip coupons, preferred shares, etc. -
equities
common shares, warrants, rights, etc. - mutual funds
- discretionary portfolio management products
